A Letter About Your Student Loans And Credit Cards From Your Financial Counselor

Dear Friend- I am worried about your financial wellness.  You tell me you have student loan debt, credit card debt and not much money saved for retirement. Have you been able to log onto StudentLoans.gov to look at repayment, forgiveness and deferment options for your federal student loans?  Have you talked with your servicer(s)?  If…
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Helpful Tips For New College Graduates

Back to school time is the perfect time for this flashback Friday post from Mary Ellen about tips for new college graduates… Congratulations college grads! Do you remember the scene from “The Graduate” with Dustin Hoffman where he is barraged with questions and advice at his graduation party about where to work? Oh wait, you…
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Using Crisis Budgeting During Tight Financial Times

Unexpected events can happen to any of us without warning. The world is an imperfect place: cars break down, people get laid off or injured, pets get hurt…and that’s just the tip of the iceberg sometimes. And out of 280 of our blog readers polled, 51% of them say they don’t have enough money in savings…
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LSS Financial Counselor Spotlight: Meet Ashley

Ashley started with LSS Financial Counseling as an intern after she graduated from UMD with a major in Sociology.  Within that same year, she was hired on as a full-time financial counselor, providing budget, credit, and debt counseling. Ashley was one of our first counselors to become HECM certified to provide Reverse Mortgage/HECM Counseling and…
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My Student Loans Seem Fine. Do I Really Need A Student Loan Counseling Session?

So you’re going along fine paying your student loans. You can afford the payments and just need to wait it out until the loans are finally paid off. However, there may be other aspects regarding your student loans and general finances you aren’t aware of that could help you right now. Here is what LSS’s…
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