Friends having a movie night

Should You Tell Your Friends You’re Too Broke To Hang Out?

Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy the reason you can’t go, it really doesn’t help anything. Because the next time you…
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DIY Decorating For The Holidays On A Budget

If you have a Facebook account you’ve probably seen many people that are done decorating for the holidays. So this post is for the rest of us who wait until after Thanksgiving to decorate. Happy Flashback Black Friday! (Say that 5 times fast!) 🙂 I know you have heard the saying: “do the best with…
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25 Productive Things To Do Instead Of Spending Money

I enjoy shopping and spending money sometimes; the act of it (as long as it’s quick), getting new things, and wearing or enjoying those new things. But sometimes I just don’t have the money to spend because of whatever happens to be going on in my life. Maybe I went to a concert, a birthday…
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Whether You Think You Can Or Can’t Save, You’re Right

According to a recent article from CNBC, 78% of Americans are spending all or more than they earn and therefore are unable to put money into savings. Understandably, it seems like saving money is impossible when you’re in that type of financial position. But when you’re already stressed out because you’re living paycheck to paycheck, a…
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Spend Less And Make More Memories This Holiday Season

‘Tis the season for holiday shopping! So we’re flashing back this Friday to Mary Ellen’s post about how to reduce stress and spend less this year. Despite what marketing executives would have us believe, the Holiday Season is not a warm, carefree, or cozy time for many of us, if not most of us. The season…
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