pay off debt

3 Steps To Take To Break The Debt Cycle

We’re flashing back this Friday to Mary’s post about how to take action and break the vicious cycle of debt… Everything seems to be going fine until the economy takes a turn for the worst, you lose your job unexpectedly, hours are cut, self-employment income is lost, and you can no longer afford all of…
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Be More Hopeful By Having A Plan For Your Finances

Many times when I am done counseling someone they tell me they feel more hopeful. But when the session starts, they tell me: “You have probably never seen a situation as bad as mine.” The truth is usually I find their situation is pretty average because we all have debt, financial obstacles, and goals we…
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What Should You Do If Your Spouse Can’t Pay His/Her Bills?

This can be a tough situation to work through just because finances are a touchy subject. You both might already be stressed out about finances and now you find out that your spouse has missed payments that you thought were current. Or worse, s/he has taken on some debt that you weren’t aware of. So…
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Get A Jump Start On Holiday Shopping

Did you know there are only 143 days until Christmas? While there’s still about a month left of summer, it’s a really smart idea to get started on your holiday shopping early. So we’re flashing back to this post from last February about planning ahead. Happy shopping! We took a poll of our readers asking…
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Do You Spend All Or More Than You Earn?

Some people reading this might wonder how that’s even possible, while many others can relate. And here’s why so many get it. It turns out that HALF of Americans spend their entire paycheck or even more. That means one out of every 2 people are living paycheck to paycheck or are accruing debt just to live…
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