Friends having a movie night

Should You Tell Your Friends You’re Too Broke To Hang Out?

Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy the reason you can’t go, it really doesn’t help anything. Because the next time you…
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What To Do About Those Black Friday Charges

This Friday we’re flashing back to a post from last year talking about how to deal with credit card charges from Black Friday (or any other day really).  So what next? If you got some amazing Black Friday deals and put those items on a credit card, you need to figure out the best repayment…
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Improve Your Credit Score

Raise Your Credit Score With These 6 Tips

Credit scores are mysterious. If you miss a payment, your credit score will likely drop; but it’s impossible to know by how many points. That’s because our scores are made up of several factors. If you’re looking to improve your score, the good news is there are specific actions you can take. Reduce Debt Load How…
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10 Signs You’re Experiencing Financial Stress And What To Do About It

Financial stress is no joke. It can affect every aspect of our lives: from our relationships to our jobs to our health…and everything in between. Not sure if you’re experiencing financial stress? See if any of the following statements apply to you: Charging more each month than you make in payments. Paying only the minimum…
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Should You Save Or Pay Debt First?

It’s easier to keep up on other bills when credit card debt is paid off. Not to mention you’re losing money by having to pay interest charges. So your gut instinct might be to focus on paying off debt first before saving for emergencies or for your retirement. However, it’s not always a simple decision…
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