Just Say ‘No’ To Opening That Store Card

“Would you like to save 10% today by opening a [insert store name here] credit card?” While it may be tempting to open up a card to save money, read through the pros and cons below before taking that new credit card plunge. Pros Saves you money right now Opening up that card would save…
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Feeling Burned Out? Rejuvenate Without Breaking The Bank

A recent survey from CareerBuilder shows that 1/3 of American workers say they haven’t and don’t plan to take a vacation this year.  Sixty-one percent of workers are currently burned out at their job, while almost 1/3 say that work causes “high or extremely high stress levels for them.” With that said, taking time off work is a…
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3 Tips To Stop Your Impulse Purchases

Impulse purchases happen typically because we want instant satisfaction. And of course that feels good, but it’s usually temporary. Plus, buying on impulse regularly can lead to bad financial habits, empty wallets, and possibly even debt. Here are 3 tips to stop making those unnecessary impulse purchases: Identify your triggers There may be a lot of reasons you…
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Do You Nickel And Dime Your Wallet To Death?

When you have cash can you make it last or do you find yourself pulling money from the ATM and it’s gone in a day or two? A pack of gum here, a chai tea latte there…just for those couple of items it’ll probably cost you $5. And that’s not even a meal. From fast food to…
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Money And Emotions: I’m Getting Verklempt

As a financial counselor people ask me all the time how much they should spend on different expenses.  And while there are “averages” and IRS standards, the fact of the matter is there is no right answer because it depends on so many factors.  The biggest factors are emotions and values when it comes to money. …
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