Whether You Think You Can Or Can’t Save, You’re Right

According to a recent article from CNBC, 78% of Americans are spending all or more than they earn and therefore are unable to put money into savings. Understandably, it seems like saving money is impossible when you’re in that type of financial position. But when you’re already stressed out because you’re living paycheck to paycheck, a…
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The Truth About Paying Down Your Credit Cards

It’s Flashback Friday and we’re bringing back Kate’s post about why it’s important to look at the big budgeting picture before paying off credit cards with a lump sum of money. A common question that we hear at LSS is “I’ve got cash temporarily. Should I pay down my credit card debt?” People will come…
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Beneficiary Horror Stories And How To Avoid Them

We’re flashing back this Friday to Barb’s post about avoiding beneficiary horror stories. It might not apply to you right now, but it’s always good to be aware…so read on! One of our blog readers wanted to know about beneficiary horror stories. I’m not sure why, but in thinking about it I realized it’s a…
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Helpful Tips For New College Graduates

Back to school time is the perfect time for this flashback Friday post from Mary Ellen about tips for new college graduates… Congratulations college grads! Do you remember the scene from “The Graduate” with Dustin Hoffman where he is barraged with questions and advice at his graduation party about where to work? Oh wait, you…
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pay off debt

3 Steps To Take To Break The Debt Cycle

We’re flashing back this Friday to Mary’s post about how to take action and break the vicious cycle of debt… Everything seems to be going fine until the economy takes a turn for the worst, you lose your job unexpectedly, hours are cut, self-employment income is lost, and you can no longer afford all of…
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