LSS Helps People Achieve Financial Stability

Finances cause undue stress to way too many people every day, but it doesn’t have to be that way. That’s where a nonprofit organization like LSS Financial Counseling comes in because we help people achieve financial stability. Our own Program Director, Darryl Dahlheimer was interviewed by BadCredit.org recently. He talked about how LSS helps people…
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Using Crisis Budgeting During Tight Financial Times

Unexpected events can happen to any of us without warning. The world is an imperfect place: cars break down, people get laid off or injured, pets get hurt…and that’s just the tip of the iceberg sometimes. And out of 280 of our blog readers polled, 51% of them say they don’t have enough money in savings…
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Top 10 Blog Posts Of 2016

Let’s take a look at our top 10 blog posts of Sense & Centsibility for last year! 10. How to Write an Effective Hardship Letter 9. Five Ways to Avoid Your Sheriff’s Sale 8. Got Savings? How to go from $0 to $2,000 in one year 7. Mortgages and Divorce 6. Tips for Moving Out of Your…
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What Are My Options If I Can’t Afford My Mortgage Payments?

A lot can happen in 30 years The average mortgage has a 30-year term, which is 360 monthly mortgage payments. 30 years is a long time to expect that all will run smoothly and there will be no “bumps in the road” financially or otherwise.  No one who buys a home dreams of losing it…
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How Nonprofit Housing Counseling Can Help

Most of us don’t anticipate a job loss, an injury, major medical bills, or maybe even a reduction in hours at work. When something like this happens it can be devastating to families. If it’s happened to you and you’re not sure how you’re going to make your next mortgage payment, help is out there.…
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