pay off debt

3 Steps To Take To Break The Debt Cycle

We’re flashing back this Friday to Mary’s post about how to take action and break the vicious cycle of debt… Everything seems to be going fine until the economy takes a turn for the worst, you lose your job unexpectedly, hours are cut, self-employment income is lost, and you can no longer afford all of…
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Be More Hopeful By Having A Plan For Your Finances

Many times when I am done counseling someone they tell me they feel more hopeful. But when the session starts, they tell me: “You have probably never seen a situation as bad as mine.” The truth is usually I find their situation is pretty average because we all have debt, financial obstacles, and goals we…
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LSS Helps People Achieve Financial Stability

Finances cause undue stress to way too many people every day, but it doesn’t have to be that way. That’s where a nonprofit organization like LSS Financial Counseling comes in because we help people achieve financial stability. Our own Program Director, Darryl Dahlheimer was interviewed by BadCredit.org recently. He talked about how LSS helps people…
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Do You Want To Be Richer Next Year?

First, decide how much richer you want to be.  $1000, $1200, $4800, $5000, $7500 – you get the idea. How many times will you be paid between now and a year from now? Divide your goal amount by the number of pay periods. Then, have your employer auto deposit that amount from each of your paychecks…
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A Couple’s Guide To Money And Relationships

Do you want to bury your head in the sand when someone brings up the subject about money? While it’s a natural reaction, the unknown will hurt you more than help you…especially in a relationship. It’s necessary if you want to avoid arguing or worse, a break-up. Plus, there are ways to make the topic…
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