Why Saving For Emergencies And Periodic Savings Is Important

Happy Friday! Today we’re flashing back to this post comparing emergency savings to periodic savings and why it’s important to know the difference save for both. Enjoy! Everyone knows that having money set aside in savings is important, but either we can’t afford to put away money right now or we choose not to because living in…
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Helpful Tips For New College Graduates

Back to school time is the perfect time for this flashback Friday post from Mary Ellen about tips for new college graduates… Congratulations college grads! Do you remember the scene from “The Graduate” with Dustin Hoffman where he is barraged with questions and advice at his graduation party about where to work? Oh wait, you…
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Having This Much In Savings Will Help You Avoid A Crisis

Having an emergency savings account is the best way to avoid a financial crisis. But how much do you really need in savings? While that is debatable and dependent on your individual situation, there is a threshold everyone should aim for. 3-6 months’ worth of expenses Let’s just jump right into the answer. In order…
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Why Timing Is Everything If You Choose To File Bankruptcy

Bankruptcy can be a scary word, but it’s even scarier if you don’t have a plan after filing. We’re flashing back this Friday to this post about how important timing is if you choose to file bankruptcy. I talk with people all the time who want to file bankruptcy when they don’t have enough money…
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Do You Spend All Or More Than You Earn?

Some people reading this might wonder how that’s even possible, while many others can relate. And here’s why so many get it. It turns out that HALF of Americans spend their entire paycheck or even more. That means one out of every 2 people are living paycheck to paycheck or are accruing debt just to live…
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