Whether You Think You Can Or Can’t Save, You’re Right

According to a recent article from CNBC, 78% of Americans are spending all or more than they earn and therefore are unable to put money into savings. Understandably, it seems like saving money is impossible when you’re in that type of financial position. But when you’re already stressed out because you’re living paycheck to paycheck, a…
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8 Ways Procrastination Can Cost You

Procrastination is putting off doing something until the last minute. In some cases, people can thrive on procrastination, such as meeting a deadline for school or work. However, when it comes to finances, procrastinating can mean extra money out of your pocket. And for some, extra expenses can push their finances over the edge. Being…
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Budgeting Is Just For Nerds

What???!!! Did I read that right?! Is this some fake news site?! No, friends, we were not hacked and you read that correctly. The headline comes from a quote a colleague gave me a while back from a personal finance columnist at the Wall Street Journal – Jonathan Clements: “Don’t budget. It’s a tedious exercise…
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Just Say ‘No’ To Opening That Store Card

“Would you like to save 10% today by opening a [insert store name here] credit card?” While it may be tempting to open up a card to save money, read through the pros and cons below before taking that new credit card plunge. Pros Saves you money right now Opening up that card would save…
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A Year-End Financial Checklist: 6 Things To Do Before 2018

Many people make New Year’s financial resolutions or review their finances to start off the new year. However, it is a great idea to review your finances before 2017 ends. Here is a year-end financial checklist to help you kick-start your finances in 2018. Review what you’ve spent Look over where you spent your money. Some…
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