Don’t Buy Stuff You Can’t Afford So You Can Save Money

Here’s a Flashback Friday post from April Sanderson that’s about a serious topic, but has some comic relief. Happy reading! If you don’t know where part of the title is from, check out this skit from SNL: Don’t buy stuff you cannot afford.  It’s okay…I’ll wait because it’s totally worth watching. This is one of…
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A Letter About Your Student Loans And Credit Cards From Your Financial Counselor

Dear Friend- I am worried about your financial wellness.  You tell me you have student loan debt, credit card debt and not much money saved for retirement. Have you been able to log onto StudentLoans.gov to look at repayment, forgiveness and deferment options for your federal student loans?  Have you talked with your servicer(s)?  If…
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Helpful Tips For New College Graduates

Back to school time is the perfect time for this flashback Friday post from Mary Ellen about tips for new college graduates… Congratulations college grads! Do you remember the scene from “The Graduate” with Dustin Hoffman where he is barraged with questions and advice at his graduation party about where to work? Oh wait, you…
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Deceased Relatives And Debts: Who Is Responsible?

After a loved one passes away, the last thing you as a grieving family member wants to deal with are debt collectors asking you to pay your loved one’s debts.  So what happens with those debts after the death of a loved one?  According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, family…
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Watch Out For These Warning Signs Of Having Too Much Debt

As I’ve discussed in a previous blog, getting into debt is easy. It’s exciting to buy new and shiny things or take a trip. Or sometimes your hot water heater breaks down and you charge a new one because you don’t have the cash on hand. Once you’ve charged, that’s when the hard part begins. It…
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