Holiday Shopping Tips

Last Minute Holiday Shopping Tips To Keep You Free Of Debt Stress

With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things when the bills come in January.   For people trying hard to get through the holidays without incurring additional…
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What To Do If You’re Behind On Your Bills

There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason, here’s what to do if you find yourself falling behind on bills and how to…
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What To Do About Those Black Friday Charges

This Friday we’re flashing back to a post from last year talking about how to deal with credit card charges from Black Friday (or any other day really).  So what next? If you got some amazing Black Friday deals and put those items on a credit card, you need to figure out the best repayment…
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Improve Your Credit Score

Raise Your Credit Score With These 6 Tips

Credit scores are mysterious. If you miss a payment, your credit score will likely drop; but it’s impossible to know by how many points. That’s because our scores are made up of several factors. If you’re looking to improve your score, the good news is there are specific actions you can take. Reduce Debt Load How…
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Just Say ‘No’ To Opening That Store Card

“Would you like to save 10% today by opening a [insert store name here] credit card?” While it may be tempting to open up a card to save money, read through the pros and cons below before taking that new credit card plunge. Pros Saves you money right now Opening up that card would save…
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