9 Things To Think About Before Making A Large Purchase

At times in our lives we have to decide between making a large purchase or not. Maybe it’s putting in new carpet or replacing an appliance or buying a treadmill. No matter what the item is, here are 9 important questions to ask yourself before shelling out your hard earned cash. How will I pay…
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It’s Never Too Early To Think About Retirement Planning

It’s National Retirement Planning Week 2017! We’ve published a variety of posts on retirement and this week we’re flashing back to Ashley’s post: Can Debt Derail Your Retirement Plans?.  As a bonus to this post, click the link to RetireOnYourTerms.org for retirement calculators and other helpful tools. Start planning for retirement as early as possible and if…
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Making Late Payments: More Than Just A Late Fee

Have you ever missed a bill payment or made late payments? Most people have at some point, whether it was accidental or on purpose because it wasn’t affordable by the due date. While there’s a bigger issue if you’re constantly making late payments, there is more to be worried about than just a late fee.…
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3 Major Benefits Of Paying Off Debt To Keep You Motivated

If you have credit cards with balances, have you ever really stopped and thought about what life would be like without those monthly payments? Whether you’ve been paying for a while or just starting out, here are 3 benefits of paying off debt that will help keep you motivated. Less Stress and More Happiness Life…
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How LSS And Going On A Debt Management Plan Helped Me

We love sharing stories from the people we serve. Everyone with LSS Financial Counseling is proud of the work we do because of how it helps people. Here’s a story from “Derrick” who lives in northeastern Minnesota: “My wife and I were doing great. We had never missed a bill payment; had a nice house,…
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