Building Great Credit

Do you hope to purchase a home, apply for a loan, or upgrade your current vehicle? Having a strong credit record will help you achieve these goals with better rates than with low credit scores. Like building a home, a stellar credit score doesn’t happen immediately. It takes persistence, mindfulness, and a strong upbeat mental…
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LSS Financial Counselor Spotlight: Meet Ashley

Ashley started with LSS Financial Counseling as an intern after she graduated from UMD with a major in Sociology.  Within that same year, she was hired on as a full-time financial counselor, providing budget, credit, and debt counseling. Ashley was one of our first counselors to become HECM certified to provide Reverse Mortgage/HECM Counseling and…
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5 Money Saving Hacks You Can Start Now

How do you build up your emergency fund without making huge lifestyle changes or drastic cuts in spending? Here are 5 savings hacks to try: Stash dollar bills When you get change back, don’t spend it – save it. You can do this with only $1 bills or even $5 bills…just make sure you’re consistent. Take…
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Top 10 Blog Posts Of 2016

Let’s take a look at our top 10 blog posts of Sense & Centsibility for last year! 10. How to Write an Effective Hardship Letter 9. Five Ways to Avoid Your Sheriff’s Sale 8. Got Savings? How to go from $0 to $2,000 in one year 7. Mortgages and Divorce 6. Tips for Moving Out of Your…
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