pay off debt

3 Steps To Take To Break The Debt Cycle

We’re flashing back this Friday to Mary’s post about how to take action and break the vicious cycle of debt… Everything seems to be going fine until the economy takes a turn for the worst, you lose your job unexpectedly, hours are cut, self-employment income is lost, and you can no longer afford all of…
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3 Things You’ll Learn After Paying Off Your Credit Cards

I started out with LSS as a Financial Counselor and met with people from a variety of situations, debt balances, and income levels. While I don’t counsel anymore, I receive testimonials from the people we serve and get to hear what getting out of debt meant to them. Not to mention, I hear from counselors…
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Are Black Friday Deals Really Worth It?

Black Friday is the one day of the year where you can get the best deals ever. Right? Well maybe. I don’t know about you, but I have seen tons of pre-sales, post-sales, etc. I personally don’t go shopping on black Thursday or Friday because I loathe waiting in line to pay, but I understand…
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A Breakdown Of The Collections Process

Debt, especially debt in collections, can be quite stressful. It means you’re behind on payments so probably are struggling to keep up with other monthly expenses, plus you’re probably getting collection calls. This post breaks down the collections process and what to do to regain control of your debt and finances. ACCOUNT STATUS DETAILS Financial…
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Debts In The City

As if the see-through plastic with its on-trend graphics weren’t enough, this beauty comes with teaser rate of 0% interest for ONE YEAR! “Are you even KIDDING ME?” you ask yourself. “Why, wouldn’t I? They can tell by my credit report that of COURSE I’ll be drooling and signing up; I have 6 other cards that have an…
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