8 Ways Procrastination Can Cost You

Procrastination is putting off doing something until the last minute. In some cases, people can thrive on procrastination, such as meeting a deadline for school or work. However, when it comes to finances, procrastinating can mean extra money out of your pocket. And for some, extra expenses can push their finances over the edge. Being…
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10 Signs You’re Experiencing Financial Stress And What To Do About It

Financial stress is no joke. It can affect every aspect of our lives: from our relationships to our jobs to our health…and everything in between. Not sure if you’re experiencing financial stress? See if any of the following statements apply to you: Charging more each month than you make in payments. Paying only the minimum…
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The Truth About Paying Down Your Credit Cards

It’s Flashback Friday and we’re bringing back Kate’s post about why it’s important to look at the big budgeting picture before paying off credit cards with a lump sum of money. A common question that we hear at LSS is “I’ve got cash temporarily. Should I pay down my credit card debt?” People will come…
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Budgeting Is Just For Nerds

What???!!! Did I read that right?! Is this some fake news site?! No, friends, we were not hacked and you read that correctly. The headline comes from a quote a colleague gave me a while back from a personal finance columnist at the Wall Street Journal – Jonathan Clements: “Don’t budget. It’s a tedious exercise…
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Student Loans: What To Do If You Miss A Payment

Since student loans are a hot topic right now, we’re flashing back Elaina’s post that provides helpful info on what to do if you miss a student loan payment. Life happens and unexpected events can sometimes result in a financial crisis. When you have a limited amount of income that can mean making tough choices…
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