5 Cheap Ideas For Hosting A Holiday Party

The holidays are simply on the brain right now. Christmas, Hannukah, New Year’s, Festivus, or whatever you celebrate, parties are often part of the territory. If you’re like many Americans, you may be traveling over the holiday, buying presents, baking, taking part in Secret Santa or ugly sweater parties, and more. While the holidays should…
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Disputing Errors On Your Credit Report

Having good credit is important for a variety of reasons, including insurance rates and interest rates on loans…plus much more. You have the right to review your credit report for free, but didyou know that you can dispute errors for free as well? Here’s how… Pull Your Report First, go to; then pull your…
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DMP vs. Debt Settlement Companies

The Differences Between The DMP And Debt Settlement

The time of year doesn’t matter…”debt relief” ads are seemingly everywhere you turn. That’s why it’s important to know all the facts before making a major decision on how you choose to repay your debt. So this Flashback Friday post explains Debt Management Plans (DMP) vs. Debt Settlement Companies. Many people have never heard of…
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Holiday Shopping Tips

Last Minute Holiday Shopping Tips To Keep You Free Of Debt Stress

With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things when the bills come in January.   For people trying hard to get through the holidays without incurring additional…
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Exchanging Gifts

Ideas For Inexpensive Gifts

If you celebrate Christmas, it’s pretty likely that you give gifts. And depending on the size of your family or circle of friends, you could end up spending a fortune. The good news is that with a little planning and creativity, you can take care of everyone on your list without busting your budget…not to…
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