What To Do If You’re Behind On Your Bills

There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason, here’s what to do if you find yourself falling behind on bills and how to…
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Friends having a movie night

Should You Tell Your Friends You’re Too Broke To Hang Out?

Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy the reason you can’t go, it really doesn’t help anything. Because the next time you…
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What To Do About Those Black Friday Charges

This Friday we’re flashing back to a post from last year talking about how to deal with credit card charges from Black Friday (or any other day really).  So what next? If you got some amazing Black Friday deals and put those items on a credit card, you need to figure out the best repayment…
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Improve Your Credit Score

Raise Your Credit Score With These 6 Tips

Credit scores are mysterious. If you miss a payment, your credit score will likely drop; but it’s impossible to know by how many points. That’s because our scores are made up of several factors. If you’re looking to improve your score, the good news is there are specific actions you can take. Reduce Debt Load How…
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How To Use Power Pay To Pay Off Your Debt Faster

It’s the Monday after Black Friday and Small Business Saturday. Did you end your weekend with no balances on your credit cards? If so, you’re probably in the minority. But if you did charge purchases and can’t pay them off right away, it’s a good idea to start thinking about your pay off strategy. Depending…
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