How To Avoid Shorter Days Affecting Your Budget

It’s that time of year again where the days keep getting shorter and the nights get longer. Did you know that shorter daylight time can actually affect your budget? Here’s how to avoid increased costs just because of the season change. Entertainment While many people are on a screen for work during the day, less…
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The Truth About Paying Down Your Credit Cards

It’s Flashback Friday and we’re bringing back Kate’s post about why it’s important to look at the big budgeting picture before paying off credit cards with a lump sum of money. A common question that we hear at LSS is “I’ve got cash temporarily. Should I pay down my credit card debt?” People will come…
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Budgeting For Your 4-Legged Family Member

Do you have a 4 legged family member? Many of us have a pet or two and we need to budget for them monthly. However, very few people have any idea how much owning a dog or cat (or other animal) really costs, and because of that they grossly underestimate it. Pet Expense Averages According to…
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Budgeting Is Just For Nerds

What???!!! Did I read that right?! Is this some fake news site?! No, friends, we were not hacked and you read that correctly. The headline comes from a quote a colleague gave me a while back from a personal finance columnist at the Wall Street Journal – Jonathan Clements: “Don’t budget. It’s a tedious exercise…
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Student Loans: What To Do If You Miss A Payment

Since student loans are a hot topic right now, we’re flashing back Elaina’s post that provides helpful info on what to do if you miss a student loan payment. Life happens and unexpected events can sometimes result in a financial crisis. When you have a limited amount of income that can mean making tough choices…
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