DMP vs. Debt Settlement Companies

The Differences Between The DMP And Debt Settlement

The time of year doesn’t matter…”debt relief” ads are seemingly everywhere you turn. That’s why it’s important to know all the facts before making a major decision on how you choose to repay your debt. So this Flashback Friday post explains Debt Management Plans (DMP) vs. Debt Settlement Companies. Many people have never heard of…
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Holiday Shopping Tips

Last Minute Holiday Shopping Tips To Keep You Free Of Debt Stress

With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things when the bills come in January.   For people trying hard to get through the holidays without incurring additional…
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Exchanging Gifts

Ideas For Inexpensive Gifts

If you celebrate Christmas, it’s pretty likely that you give gifts. And depending on the size of your family or circle of friends, you could end up spending a fortune. The good news is that with a little planning and creativity, you can take care of everyone on your list without busting your budget…not to…
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Why It’s Better To Be Thrifty, Not Cheap

We’re flashing back this Friday to my post about being thrifty instead of being cheap. While I don’t do Crossfit anymore, I’m still not frugal. But the thriftiness factor still remains. 🙂 As a college student – back in the day when Britney and JT dated and wore those horrific matching denim outfits – I went through…
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What To Do If You’re Behind On Your Bills

There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason, here’s what to do if you find yourself falling behind on bills and how to…
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