Watch Out For These Warning Signs Of Having Too Much Debt

As I’ve discussed in a previous blog, getting into debt is easy. It’s exciting to buy new and shiny things or take a trip. Or sometimes your hot water heater breaks down and you charge a new one because you don’t have the cash on hand. Once you’ve charged, that’s when the hard part begins. It…
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Be More Hopeful By Having A Plan For Your Finances

Many times when I am done counseling someone they tell me they feel more hopeful. But when the session starts, they tell me: “You have probably never seen a situation as bad as mine.” The truth is usually I find their situation is pretty average because we all have debt, financial obstacles, and goals we…
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Eat Healthier Without Wasting Your Money

We’re flashing back to this post because I sometimes need a friendly reminder to eat healthier. Plus, it never hurts to think about ways to save money. We all know that we should eat healthy food, but it’s easier said than done for a lot of people, including myself sometimes. You’re running late for work…
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Debt And Mental Well Being

It seems like I’ve had an uptick in counseling sessions where people were referred by their mental health professional. Whether or not it is a real trend, I am very pleased. When people suffer from any number of mental health conditions, including depression, bi-polar, or anxiety, they often have accompanying debt problems. If you’ve ever…
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What’s Your Financial Downfall?

If you see something on sale in a store do you feel compelled to buy it even though you don’t need it? If so, that might be your financial downfall. This means that you’re spending too much money on an item or service that it’s affecting your ability to save money, build wealth, keep up…
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