How To Use Your Tax Refund To Get Ahead This Year

For many of us, tax season means money in the bank. Well, at least for a little while…until we spend it, right? If you are anticipating a refund this year, do you have a plan for what you will do with this extra cash? Lately, I’ve been asking my clients what they plan to do with…
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Retirement: Your Money, Your Future

So, you are FINALLY nearing retirement age, but you and your spouse never actually discussed what this would look like. Perhaps you put it off for lack of time and energy. It snuck up on you while you were busy driving kids to soccer practice, dance classes, and planning weekend basketball tournaments out of town;…
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Got Savings? How To Go From $0 To $2000 In One Year

How much are you saving? If this question makes you laugh and exclaim “Savings? I wish!”, or creates major waves of guilt and anxiety you are not alone. A Consumer Federation of America study in 2010 found that 69% of low-income households do not have a savings account. In addition, 54% of moderate income households…
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Income Tax Preparation: How To Choose Reputable Tax Preparers And Avoid Scams

It’s tax preparation time of year! And for those Americans who expect a refund, the tax season is heating up. But before you hurry out to get your taxes done, do your homework to make sure your tax “professional” is not out to scam you. Both the IRS and Better Business Bureau warn taxpayers against…
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Bankruptcy 101: The Good, The Bad, And The Ugly

There is a lot of confusion and apprehension about filing bankruptcy. Some people believe they will lose everything they own. Others think they can keep everything and still get rid of debt. The truth is, it all depends on your unique situation and the bankruptcy laws that apply to you. While I will write about…
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