Secrets To A Financially Happy Relationship

A happy couple strolls down the aisle hand-in-hand as the church bells let out a triumphant ring and the members of the congregation cheer loudly. The bride and groom are happy, smiling and having the time of their lives. As weeks and months go by following the wedding, it doesn’t take long for the happiness…
Read More

How To Improve, Maintain, And Protect Your Credit Score

Your credit score is more important than ever in today’s world.  Of course, banks and credit card companies have always looked at your credit score in determining whether or not to borrow you money, but now it is used more and affects many aspects of life today.  Many employers run a credit check before deciding…
Read More

How To Write An Effective Hardship Letter

Like many Americans, you may have fallen on tough times and have either started to fall behind on mortgage payments or you are bound to shortly. You’ve heard that the government has programs that may help you stabilize and your lender could be willing to offer an alternative if you don’t perfectly qualify for federal…
Read More

6 Ways To Reduce Financial Stress

Most Americans live paycheck to paycheck and the times in between can be very stressful. As we all know, stress is not good for us; it has a negative effect on our health and our relationships. According to CNN and Yahoo, money and finances are the number one cause for stress. Finding some relief from…
Read More

How To Use Your Tax Refund To Get Ahead This Year

For many of us, tax season means money in the bank. Well, at least for a little while…until we spend it, right? If you are anticipating a refund this year, do you have a plan for what you will do with this extra cash? Lately, I’ve been asking my clients what they plan to do with…
Read More