How To Financially Prepare For And Survive A Layoff

We all want to feel secure should something happen such as a layoff; however, we also have other priorities for the income we are earning. The best way to prepare for a layoff is by having emergency savings. But when is enough, enough? The common response is, “you should have three to six months of expenses…
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5 Ways To Avoid Your Sheriff’s Sale

A foreclosure is usually a very stressful time. Many families are struggling with other bills as well and may not have a back-up plan if the house is lost to foreclosure. It causes distractions at work as well as athome, and can even be the source of health issues like depression, ulcers, and other stress-related conditions.…
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Inflation: Retirement’s Silent Killer

I have written two articles recently geared toward retiring successfully. The first was about the benefits of retiring debt-free, meaning why it’s important to eliminate credit card debts, mortgages and auto loans. The second article discussed the importance of factoring in health care costs with your retirement planning. This article focuses on the threat of…
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5 Ways To Beautify Your Outdoor Space For Less

Longer days and warmer weather have us thinking spring. However, when all this snow melts it may take some work bring your landscaping back to life. Spring might still be a ways off, but now is the time to start thinking and planning. Here are a few ways to get back your home’s curb appeal…
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4 Simple Steps To Thrive On Fluctuating Income

One of the most difficult challenges for families with fluctuating incomes is how to pay all their bills during the lean months. Income may fluctuate due to self-employment, earning commissions or tips, or working a seasonal job. People often turn to credit cards to supplement their income which only makes things worse since it often…
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