4 Simple Ways To Save Money

I am sure you have noticed our paychecks getting a little smaller in 2013. With the end of the payroll tax holiday, the average household will see about $83-$140 less per month. To ease the impact on our budgets I wanted to find ways to reduce expenses. There are hundreds of suggestions out there, and I…
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DIY Gift Ideas: How To Save While Giving

Between anniversaries, birthdays, and various holidays throughout the calendar year, the need or opportunity to give gifts is often surrounding us. Also, it seems we live in a country where gift giving is almost expected for such occasions. Truth be told, it can sometimes be overwhelming how many gifts we have to give each year;…
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Blog Topics: Share Your Ideas!

Our LSS bloggers have already tackled many subjects – from budgeting to student loans to ideas for cheap date nights to conquering debt…and the list goes on. Personal finance is an extremely broad term and we have plenty to write about. But, we want to know if there is something specific about which you’d like us to write. If so, leave a comment…
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Charge-offs: What They Are And How To Prevent Them

A charge-off is one of the worst marks you can have on your credit report. It basically means that you have fallen so far behind on your monthly payments that the creditor considers it highly unlikely they will ever get paid back. Creditors charge off the debt in order to write it off and claim…
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Nickel And Diming: 5 Easy Ways To Break The Habit

Have you ever pulled cash from the ATM, only to find your purse or wallet empty again by the end of the day? Well, I must have some shopping bags or something to show for it. Apparently not…what on earth did I do with that $20…$40…$100??? A pack of gum here, bottle of pop there,…
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