Saving Money While Fishing

Saving Money Before, During, and After the Season As you probably already know, fishing can be an expensive hobby. Basic needs for fishing include rods, reels, boats, motors, trolling motors, life preservers, etc, etc. Even a modest fishing enthusiast can spend $2500 or more on these basic start-up materials. My mom always teased my dad,…
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How To Prepare Financially For Adopting A Pet

I’m a dog person and I treat my pets like family. I’ll be the first to tell you that adding a new member to the family is a huge decision. When you adopt a pet you are committing to care for your pet’s lifetime of needs, so making sure that you are ready for pet…
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Budget Help Tip Of The Week: Saving At The Grocery Store

Before our last grocery excursion, my wife and I were discussing at which market we would spend our hard earned dollars. After much debating we decided there had to be a better (and cheaper) way to shop. We always decided what we wanted to eat, then made a list, and hoped some of the items…
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7 Simple Steps To Estate Planning

No one likes to think about when our time will be up, and our final breath is taken. Although we all know death will come someday, many of us avoid thinking about it, and how it may affect our loved ones. I understand the reluctance to embrace the final unknown. Personally, I hope to hang…
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Am I Too Broke To File Bankruptcy?

As a bankruptcy counselor, I often speak with clients who are knee-deep in debt, and running in crisis mode. They are considering filing bankruptcy, but are frustrated at the cost to retain an attorney, file a bankruptcy case, and complete the counseling and education requirements. “How can I pay for all of this when I…
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