How To Follow A Spending Plan

As a bankruptcy counselor, I routinely walk through clients’ budgets to see where their money goes each month. They will often ask “how much should I spend on food, or housing, or transportation, and so forth.” The housing figure is easy because I have heard it so many times I probably shout it out in…
Read More

Do Your Research Before Buying!

I am 9 months pregnant so when it came to Christmas Shopping this year I resorted mostly to online shopping. I love the convenience of it, the variety, the fact that I didn’t have to stop and rest and or pee every 5 minutes (PREGNANCY!) and the fact that I can literally shop around and find the…
Read More

Boomerang Kids Cramping Your Lifestyle?

The term “boomerang kid” is a relatively new term, but surprisingly not a new concept.  Boomerang kids are those who have previously lived on their own and then end up returning home to live with mom and dad. Generally, boomerang kids are young adults in their 20s and 30s that have returned home for a…
Read More

Are You An Underearner?

We survived 2012 and the New Year is upon us! There is something exciting about a new year…a fresh start! I did a little research and found that according to the University of Scranton, 45% of Americans make New Year’s resolutions and the 3rd most popular resolution is to spend less and save more. (Number…
Read More

Ring In The New Year With A Financial Check Up

At the time of writing this post, we are all poised to careen over the “fiscal cliff.” The White House and Congress are entrenched in their positions and it is we, the taxpayers, who stand to lose in this stalemate. My wish is that they all sit down now and work this out like adults.…
Read More