Why Am I Always Broke?

Do you ever ask yourself this question? Why the heck am I always broke. I work hard. I have a good job. I don’t buy extravagant things like Jo Schmo. They are always going on trips and doing fun things and I stay home, don’t eat out and take my family on camping trips instead…
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How To Be A Better Planner

If there is one area in my life that I struggle in, it is planning. For example, Father’s Day is always on a Sunday…so I of course had to pick up a gift on the way to my dad’s house. I knew this was going to be bad news because I was solo with a…
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Tips For Buying Your First Car

Although it has been awhile, I can still remember when I first thought about buying a car. Truth be told, it was on my mind before I had a driver’s license. Talk about putting the cart before the horse! Although I never actually bought that little red Mustang (today it would be considered a collector’s…
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How To Teach Teens About Money

When my daughter was 15 I started thinking about how to teach her about managing money with real-life tools. I was tired of her always asking me for money to go to the movies or to buy this or that and me usually responding with “no.” It caused stress for me and disappointment for her.…
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How To Prepare For An Accident

We never really know what our future holds. We can plan and prepare, but we can’t control every aspect of our lives. Unfortunately, any one of us may get sick or become seriously injured in an accident. If this were to happen to you tomorrow, are you ready? Who will speak for you if you…
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