Rebuilding After A Blunder: How To Improve Your Credit Score Fast

Do you have collection debt, judgments, a foreclosure, or even bankruptcy on your record? If so, rebuilding your credit might seem like an impossible task. Many consumers just assume they will suffer the consequences of bad credit for the next 7-10 years until negative items are removed from their credit reports. Maybe you figure “good…
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Garage Sales: Earn Extra Money And De-clutter Your Home

Garage sales are a great way to earn a little extra cash for yourself and your family. Plus it’s something in which that the whole household can participate. It’s also a good way to de-clutter your home before heading into the summer. In order to have a successful sale, here are a few tips and ideas to help…
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5 Expenses That Are Worth The Money

Trying to cover all your living costs, plus save for emergencies and retirement can be a daunting task. Sometimes, the challenge is downright overwhelming. Being frugal can help, but don’t confuse being cheap with frugality. Being frugal means using your money wisely to make the most of it. Living cheaply means foolishly cutting costs now…
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Refinancing Your Mortgage: 6 Steps To Determine If It’s Worth It

Interest rates on mortgage programs have continued to drop leaving countless consumers who may have taken advantage of recent refinances asking themselves if perhaps another refinance is in their best interest. Since modern refinance programs, even those federal programs such as the Home Affordable Refinance Program (HARP), contain fees or closing costs to execute, it…
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How To Financially Prepare For And Survive A Layoff

We all want to feel secure should something happen such as a layoff; however, we also have other priorities for the income we are earning. The best way to prepare for a layoff is by having emergency savings. But when is enough, enough? The common response is, “you should have three to six months of expenses…
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