Are You Due For A Financial Spring Cleaning? Five Tips For A Fresh Perspective

Most of us tend to get at least a small dose of the blues over the long winter months, and sometimes, your finances can suffer neglect as a result.  Symptoms of financial neglect might include: • Several months’ worth of unopened bills and mail scattered around your home. • You have not filed your taxes…
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Money Saving Tip Of The Week: How To Survive Without Cable

Whenever someone finds out that I don’t have cable, I often hear…”how can you live without cable”? On occasion I get a far more sympathetic response. For example, I may get an “oh, I’m sorry” usually accompanied by slight head tilt to add a sprinkle of pity. The truth is there are times when I…
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Consumer Alert: 5 Ways To Spot A Loan Modification Scam

Many homeowners are facing a seemingly never-ending sea of document requests and resubmission of paperwork to their lenders. There is an increase in mail and telephone solicitations as well. Many of these solicitors are looking for ways to get money out of you and may not have your best interest in mind. Here are five…
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Student Loans And Credit Scores: What Every Borrower Needs To Know

Everyone knows that the cost of getting a college education is expensive. And unfortunately, costs continue to climb. If you get a graduate degree, your total student loan debt could resemble the amount to buy a home. Yet, many borrowers don’t realize that the status of their student loans can, and will affect their credit…
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Rebuilding After A Blunder: How To Improve Your Credit Score Fast

Do you have collection debt, judgments, a foreclosure, or even bankruptcy on your record? If so, rebuilding your credit might seem like an impossible task. Many consumers just assume they will suffer the consequences of bad credit for the next 7-10 years until negative items are removed from their credit reports. Maybe you figure “good…
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