How I Paid Off $48,000 In Credit Card Debt

There are no words to thank LSS for all they have done to help me out of this extremely dark period and help me get my life back. I am one payment away from being credit card free. Here is my story. In 2009 I was in trouble. Credit card trouble. $48,000 to be exact.…
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Black Friday + Small Business Saturday + Cyber Monday= Totally Broke Tuesday!

Four Steps to Help you Avoid the Holiday Empty Wallet Syndrome. The Holidays are upon us. You know we are a materialist nation when our list of holidays includes shopping specific days, Black Friday, Small Business Saturday and Cyber Monday are all catchy names to make shopping and spending seem like you just can’t afford…
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10 Tips To Avoid Financial Chaos This Holiday Season

For many families, the holidays and overspending go hand in hand. If the holidays have created financial chaos in the past for your household, you may be wondering how to survive the holidays this year. With some thought and creativity, you can design a joyous season without racking up enormous credit card bills to spoil…
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Do You Worry About Your Level Of Debt?

The holiday season is approaching. I know you are feeling it as well. I can no longer get by with just a hoodie and flipflops. It’s really winter in Minnesota! I am really starting to feel the stress of my calendar filling up…as well as my to-buy list. I need to buy a gift for…
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Is A Debt Management Plan Right For Me?

There is a lot of confusion about who should have budget and debt counseling. And I want to tell you that honestly there is really no wrong time to talk with a counselor. Did you just graduate from college and are starting to feel the weight of your student loan debt? Or maybe you were…
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