Top Five Tips For Repaying Student Loans

You cannot pick up a paper today or go to an online news-source without reading about the tragic story of a college graduate’s life that has been ruined by student loans. We are only bound to hear more and more about this topic as college costs continue to rise; federal, state, and local governments pull…
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Bankruptcy: Why Timing Is Crucial To Get A True Fresh Start

I talk with people all the time who want to file bankruptcy when they don’t have enough money to support their families, even without debt payments. They may be unemployed and looking for work, only working part-time, or face huge costs in their household budget they really can’t afford. Why is this a problem, you…
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Secrets To A Financially Happy Relationship

A happy couple strolls down the aisle hand-in-hand as the church bells let out a triumphant ring and the members of the congregation cheer loudly. The bride and groom are happy, smiling and having the time of their lives. As weeks and months go by following the wedding, it doesn’t take long for the happiness…
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How To Improve, Maintain, And Protect Your Credit Score

Your credit score is more important than ever in today’s world.  Of course, banks and credit card companies have always looked at your credit score in determining whether or not to borrow you money, but now it is used more and affects many aspects of life today.  Many employers run a credit check before deciding…
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How To Write An Effective Hardship Letter

Like many Americans, you may have fallen on tough times and have either started to fall behind on mortgage payments or you are bound to shortly. You’ve heard that the government has programs that may help you stabilize and your lender could be willing to offer an alternative if you don’t perfectly qualify for federal…
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