5 Tips For Keeping Your Financial New Year’s Resolutions In 2013

We are now 14 days into 2013 and I got to thinking about how many of us are still going strong on our New Year’s Resolutions. We all make them with the best of intentions. So why does it seem that most New Year’s resolutions end up fizzling within a few months, and by summer…
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How To Follow A Spending Plan

As a bankruptcy counselor, I routinely walk through clients’ budgets to see where their money goes each month. They will often ask “how much should I spend on food, or housing, or transportation, and so forth.” The housing figure is easy because I have heard it so many times I probably shout it out in…
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Do Your Research Before Buying!

I am 9 months pregnant so when it came to Christmas Shopping this year I resorted mostly to online shopping. I love the convenience of it, the variety, the fact that I didn’t have to stop and rest and or pee every 5 minutes (PREGNANCY!) and the fact that I can literally shop around and find the…
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Boomerang Kids Cramping Your Lifestyle?

The term “boomerang kid” is a relatively new term, but surprisingly not a new concept.  Boomerang kids are those who have previously lived on their own and then end up returning home to live with mom and dad. Generally, boomerang kids are young adults in their 20s and 30s that have returned home for a…
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Are You An Underearner?

We survived 2012 and the New Year is upon us! There is something exciting about a new year…a fresh start! I did a little research and found that according to the University of Scranton, 45% of Americans make New Year’s resolutions and the 3rd most popular resolution is to spend less and save more. (Number…
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