Change The World With Your Holiday Budget

We see it in the news every day.  Unemployment is running high, domestic production of goods is low, small businesses are struggling, etc.  Any way you slice it, our economy is really struggling.  Meanwhile, in China, factories have been gearing up to full production capacity in anticipation of another huge holiday season in America.  Consider…
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The Holiday Tree Debate: Real Or Artificial?

The weekend after Thanksgiving is known for two things: shopping and decorating for Christmas! And every holiday season a debate ensues: which is the greener choice – a real or artificial Christmas tree? Depending on your values and priorities, each option has its place. But me, I vote for real any day! Real Trees–The Good!…
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How To Avoid Overspending This Holiday Season

Black Friday deals are starting earlier than ever this year and that means more pressure to spend, spend spend! The National Retail Federation forecasts holiday sales will rise 4.1% to $586.1 billion this year, a bigger increase than has been typical over the last 10 years. Shoppers are expected to spend an average $749.51 in November and…
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Get Started. Take Charge Of Your Life Again!

The number one question people ask me when I tell them that I work at LSS Financial Counseling is “What do you really do?”  And that can be a tough question to answer. Honestly, whenever you talk about money or debt with people it can get messy. So, I respond by saying, officially, we provide debt and budget, housing…
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How Do You Save When You Have Nothing Left At The End Of The Month?

According to an article published in the Huffington Post, nearly half of all Americans have less than $500 in savings.  There are many economic reasons for our lack of personal savings, but that doesn’t take away from the importance of having a safety net for unexpected expenses.  There is no doubt that living paycheck to…
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