Blog Topics: Share Your Ideas!

Our LSS bloggers have already tackled many subjects – from budgeting to student loans to ideas for cheap date nights to conquering debt…and the list goes on. Personal finance is an extremely broad term and we have plenty to write about. But, we want to know if there is something specific about which you’d like us to write. If so, leave a comment…
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Charge-offs: What They Are And How To Prevent Them

A charge-off is one of the worst marks you can have on your credit report. It basically means that you have fallen so far behind on your monthly payments that the creditor considers it highly unlikely they will ever get paid back. Creditors charge off the debt in order to write it off and claim…
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Nickel And Diming: 5 Easy Ways To Break The Habit

Have you ever pulled cash from the ATM, only to find your purse or wallet empty again by the end of the day? Well, I must have some shopping bags or something to show for it. Apparently not…what on earth did I do with that $20…$40…$100??? A pack of gum here, bottle of pop there,…
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6 Steps To Build Up Your Emergency Fund

Saving money can be hard! We all know we should do it, and some of us actually do. Even when we do save, we know we should be saving more. So, what’s a poor girl (or guy) to do? Emergency savings should be a high priority on our list of savings goals. Struggling paycheck to…
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What You Need To Know About Defaulted Student Loans

Student loan default rates are the rise. According to a study done by the Federal Reserve Bank of New York, of the 37 million borrowers who have outstanding student loan balances, 14.4% have at least one past due student loan account (as of third quarter, 2011). That’s about 5.4 million borrowers! Nearly one in 10…
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