5 Ways To Beautify Your Outdoor Space For Less

Longer days and warmer weather have us thinking spring. However, when all this snow melts it may take some work bring your landscaping back to life. Spring might still be a ways off, but now is the time to start thinking and planning. Here are a few ways to get back your home’s curb appeal…
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4 Simple Steps To Thrive On Fluctuating Income

One of the most difficult challenges for families with fluctuating incomes is how to pay all their bills during the lean months. Income may fluctuate due to self-employment, earning commissions or tips, or working a seasonal job. People often turn to credit cards to supplement their income which only makes things worse since it often…
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How To Plan For Medical Costs In Retirement

Recently I discussed the benefits of retiring debt-free and why it’s important to eliminate credit card debts, mortgages and auto loans. Not only will you have more financial flexibility, but high medical costs will seem more affordable. The point of this article is to factor in health care costs with your retirement planning. In retirement,…
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4 Tips For A Successful ‘Staycation’

Spring break is upon us and although we would all like to jet off to sandy beaches, ski resorts, or Disney World it’s not always in the schedule or in the budget…but that doesn’t mean you can’t have a vacation! Whether you have a whole week or only a weekend there are many ways to…
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How To Rebuild Credit After Bankruptcy

Most people I work with are very concerned about improving their credit scores post-bankruptcy. This is a good thing since nearly all important transactions like finding a job, buying insurance, financing a car or home, or even renting an apartment may well depend on your credit score. The good news is you can have excellent…
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