Can You Wipe Out Student Loans In Bankruptcy Or Is It “Mission Impossible?”

Written by Barb Miller, Bankruptcy Specialist with LSS We all know that in today’s economy, many people are plagued by huge student loan debt. Whether they have any real payment options depends on whether their student loans were borrowed through federal or private programs. With private student loans, you should be prepared to make the…
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Secrets Of Holiday Shopping With Your Kids

Written by Cherrish Holland, Certified Financial Counselor Yes…you read the headline correctly.  That is holiday shopping with your kids!  During this busy holiday season most parents cringe at the thought of taking their little Kris Kringles within 50 feet of any store. But smart parents know holiday shopping is a great opportunity to teach children…
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The Inside Scoop: 5 Tips For Dealing With Collection Phone Calls

Written by Mary McKeague, Certified Financial Counselor Are you currently being hounded by debt collectors?  Getting collection calls every few hours during the day can be pretty overwhelming and possibly even make your debt problems seem bigger than they really are.  Even if your phone is ringing off the hook all day long, it might…
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Winter Is Here And Your Window Is Open

Written by Ashley Hagelin, Certified Financial Counselor at LSS. According to the Department of Energy, up to 20-40% of your energy costs are leaking out of your home.  The energy you lose through drafty windows and doors alone has the same impact as having a 2ft by 2ft hole in the side of your home. …
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Worried About Your Debts? Top 4 Signs You May Need To Be.

Do you worry about the level of your debt? Do you feel like you have been paying on credit cards forever and haven’t made any progress? Do you pay all your bills on time or do some go late or get put off until the next month? If this sounds like you, you are not…
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