Take Charge Of Your Finances: Don’t Be The Victim.

Everyday life for the average person can be a rollercoaster ride. There are huge highs and sadly huge lows and the key is to get back out there and grow through perseverance. After all, we all learn by first failing…but this doesn’t make us failures. Think back to your childhood. Young romance ends badly? It’s…
Read More

Should I Give Money To My Adult Child?

When I work with clients who give money to their adult children, I am always curious why. Since preparing a comprehensive budget is part of the counseling process, the topic often comes up. The adult child may still be living at home or recently returned to the parents’ household. Or, parents may be giving money…
Read More

How To Be Financially Stable

According to the Federal Reserve, the average household carries about $7,149 of debt. However, that takes into account those who carry no debt. So if you look at the 39% of Americans that carry debt month to month on credit cards, the average debt jumps to over $15,000. A huge chunk of us have spent…
Read More

Avoiding Beneficiary Horror Stories

One of our blog readers wanted to know about beneficiary horror stories. I’m not sure why, but in thinking about it I realized it’s a great way to show the ugly side of failing to update your forms. Sure, I can tell you how important it is, but what motivation would you have? Instead, here…
Read More

Back To School…ready Or Not, Here It Comes

Even though it is only July, all the stores and Sunday ads are buzzing about “Back to School”. At this time last year I was preparing to send my oldest daughter off to Kindergarten. It was my first time through the school shopping process and I learned a lot. I was so wrapped up in…
Read More