pay off debt

3 Steps To Take To Break The Debt Cycle

We’re flashing back this Friday to Mary’s post about how to take action and break the vicious cycle of debt… Everything seems to be going fine until the economy takes a turn for the worst, you lose your job unexpectedly, hours are cut, self-employment income is lost, and you can no longer afford all of…
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Watch Out For These Warning Signs Of Having Too Much Debt

As I’ve discussed in a previous blog, getting into debt is easy. It’s exciting to buy new and shiny things or take a trip. Or sometimes your hot water heater breaks down and you charge a new one because you don’t have the cash on hand. Once you’ve charged, that’s when the hard part begins. It…
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Be More Hopeful By Having A Plan For Your Finances

Many times when I am done counseling someone they tell me they feel more hopeful. But when the session starts, they tell me: “You have probably never seen a situation as bad as mine.” The truth is usually I find their situation is pretty average because we all have debt, financial obstacles, and goals we…
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Eat Healthier Without Wasting Your Money

We’re flashing back to this post because I sometimes need a friendly reminder to eat healthier. Plus, it never hurts to think about ways to save money. We all know that we should eat healthy food, but it’s easier said than done for a lot of people, including myself sometimes. You’re running late for work…
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Debt And Mental Well Being

It seems like I’ve had an uptick in counseling sessions where people were referred by their mental health professional. Whether or not it is a real trend, I am very pleased. When people suffer from any number of mental health conditions, including depression, bi-polar, or anxiety, they often have accompanying debt problems. If you’ve ever…
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