Savings & Romance: How To Turn Valentine’s Day Into A Savings Opportunity

At the start of the year, my significant other and I agreed on an ambitious savings plan. We knew that executing the plan would mean cutting back on some expenses and Valentine’s Day became our first clear savings opportunity. Our original plans included an evening out at our favorite Italian restaurant followed by a movie.…
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What To Do If You’re Having Trouble Making Mortgage Payments

This week’s Throwback Thursday post explains 4 steps to take if you are struggling to make mortgage payments. Struggling to make mortgage payments is stressful. And it’s even worse if you’ve already missed payments. You start to wonder what you can do and if you have options. If you’re worried about making your house payment, here…
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How LSS And Going On A Debt Management Plan Helped Me

We love sharing stories from the people we serve. Everyone with LSS Financial Counseling is proud of the work we do because of how it helps people. Here’s a story from “Derrick” who lives in northeastern Minnesota: “My wife and I were doing great. We had never missed a bill payment; had a nice house,…
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Tips To Avoiding Scams And Successful Income Tax Preparation

Tax season is now upon us so here’s a Flashback Friday post on how to find reputable tax preparation and avoid tax-related scams. It’s tax preparation time of year! And for those Americans who expect a refund, the tax season is heating up. But before you hurry out to get your taxes done, do your…
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Top 3 Budgeting Blunders

Budgeting is a great first step to financial wellness, but it won’t save you from a crisis just by creating a budget. It takes a bit more work than that. So here are 3 blunders to avoid when you’re getting started on the road to financial health. Creating an unrealistic budget When you create your budget,…
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