Flashback Friday: 5 Tips To Achieve And Maintain Financial Stability

April is Financial Literacy Month so we’re flashing back to Ashley’s post about 5 basic tips to achieve financial stability.  According to the Federal Reserve, the average household carries about $7,149 of debt. However, that takes into account those who carry no debt. So if you look at the 39% of Americans that carry debt…
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9 Things To Think About Before Making A Large Purchase

At times in our lives we have to decide between making a large purchase or not. Maybe it’s putting in new carpet or replacing an appliance or buying a treadmill. No matter what the item is, here are 9 important questions to ask yourself before shelling out your hard earned cash. How will I pay…
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My Student Loans Seem Fine. Do I Really Need A Student Loan Counseling Session?

So you’re going along fine paying your student loans. You can afford the payments and just need to wait it out until the loans are finally paid off. However, there may be other aspects regarding your student loans and general finances you aren’t aware of that could help you right now. Here is what LSS’s…
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It’s Never Too Early To Think About Retirement Planning

It’s National Retirement Planning Week 2017! We’ve published a variety of posts on retirement and this week we’re flashing back to Ashley’s post: Can Debt Derail Your Retirement Plans?.  As a bonus to this post, click the link to RetireOnYourTerms.org for retirement calculators and other helpful tools. Start planning for retirement as early as possible and if…
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5 Money Saving Hacks You Can Start Now

How do you build up your emergency fund without making huge lifestyle changes or drastic cuts in spending? Here are 5 savings hacks to try: Stash dollar bills When you get change back, don’t spend it – save it. You can do this with only $1 bills or even $5 bills…just make sure you’re consistent. Take…
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