The Truth About Debt Settlement Companies

It’s no secret debt settlement companies have plagued a significant volume of financially strapped consumers over the past few years. It doesn’t help that television, radio, and internet sites continually run advertisements from unscrupulous, fly by night companies that lead to the perception that settling on debts can be a safe and foolproof route to…
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Purchasing Power: What Is It And How To Use It To Your Advantage

The definition of purchasing power is as follows: 1. General: Extent to which a person, firm, or group has available funds to make purchases. 2. Economics: (1) Money and credit available for spending and consumption of goods and services. Demand and prices cannot rise beyond the available purchasing power. For most of us the idea…
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Top Five Tips For Repaying Student Loans

You cannot pick up a paper today or go to an online news-source without reading about the tragic story of a college graduate’s life that has been ruined by student loans. We are only bound to hear more and more about this topic as college costs continue to rise; federal, state, and local governments pull…
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Bankruptcy: Why Timing Is Crucial To Get A True Fresh Start

I talk with people all the time who want to file bankruptcy when they don’t have enough money to support their families, even without debt payments. They may be unemployed and looking for work, only working part-time, or face huge costs in their household budget they really can’t afford. Why is this a problem, you…
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Secrets To A Financially Happy Relationship

A happy couple strolls down the aisle hand-in-hand as the church bells let out a triumphant ring and the members of the congregation cheer loudly. The bride and groom are happy, smiling and having the time of their lives. As weeks and months go by following the wedding, it doesn’t take long for the happiness…
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