10 Signs You’re Experiencing Financial Stress And What To Do About It

Financial stress is no joke. It can affect every aspect of our lives: from our relationships to our jobs to our health…and everything in between. Not sure if you’re experiencing financial stress? See if any of the following statements apply to you: Charging more each month than you make in payments. Paying only the minimum…
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The Procrastinator’s Guide To Halloween: Last Minute DIY Costume Ideas

I absolutely love Halloween. I love dressing up, theme parties with friends, taking my nephews trick or treating, and pretty much everything else in the spirit of fun that comes with the holiday. What I don’t love is the temptation to spend all my money on a Halloween costume. We all know how expensive costumes…
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How To Avoid Shorter Days Affecting Your Budget

It’s that time of year again where the days keep getting shorter and the nights get longer. Did you know that shorter daylight time can actually affect your budget? Here’s how to avoid increased costs just because of the season change. Entertainment While many people are on a screen for work during the day, less…
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The Truth About Paying Down Your Credit Cards

It’s Flashback Friday and we’re bringing back Kate’s post about why it’s important to look at the big budgeting picture before paying off credit cards with a lump sum of money. A common question that we hear at LSS is “I’ve got cash temporarily. Should I pay down my credit card debt?” People will come…
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Budgeting For Your 4-Legged Family Member

Do you have a 4 legged family member? Many of us have a pet or two and we need to budget for them monthly. However, very few people have any idea how much owning a dog or cat (or other animal) really costs, and because of that they grossly underestimate it. Pet Expense Averages According to…
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