Friends having a movie night

Should You Tell Your Friends You’re Too Broke To Hang Out?

Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy the reason you can’t go, it really doesn’t help anything. Because the next time you…
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What To Do About Those Black Friday Charges

This Friday we’re flashing back to a post from last year talking about how to deal with credit card charges from Black Friday (or any other day really).  So what next? If you got some amazing Black Friday deals and put those items on a credit card, you need to figure out the best repayment…
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Improve Your Credit Score

Raise Your Credit Score With These 6 Tips

Credit scores are mysterious. If you miss a payment, your credit score will likely drop; but it’s impossible to know by how many points. That’s because our scores are made up of several factors. If you’re looking to improve your score, the good news is there are specific actions you can take. Reduce Debt Load How…
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How To Use Power Pay To Pay Off Your Debt Faster

It’s the Monday after Black Friday and Small Business Saturday. Did you end your weekend with no balances on your credit cards? If so, you’re probably in the minority. But if you did charge purchases and can’t pay them off right away, it’s a good idea to start thinking about your pay off strategy. Depending…
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DIY Decorating For The Holidays On A Budget

If you have a Facebook account you’ve probably seen many people that are done decorating for the holidays. So this post is for the rest of us who wait until after Thanksgiving to decorate. Happy Flashback Black Friday! (Say that 5 times fast!) 🙂 I know you have heard the saying: “do the best with…
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