Hand writing Priorities with red marker on transparent wipe board, business concept

How You Spend = Your Priorities

I’ve been posting some not-so-sexy personal finance blog topics recently – what to do if you if you have a temporary financial struggle and when to cut up credit cards. It’s probably because I keep seeing news stories about how many people can’t afford a $400 or $1000 emergency expense. So I want to encourage people to stabilize…
Read More

Rettungsring

10 Signs You Should Get Credit Counseling

Credit counseling. It sounds boring and maybe even a little scary because finances are often stressful for the average person. You may have learned about balancing your checkbook, saving up for something, and maybe even how to take out a loan when you were young. However, not too many of us were taught all of the ins…
Read More

Family enjoying a day in nature

How To Have Family Fun On The Cheap

Flashback Friday to this post about free and cheap ideas for family fun. There’s still time to get outside before the snow flies and there are ideas for the heart of winter, too. Read on and enjoy saving money while you and your family have some fun! Budget conscious families are always looking for ways…
Read More

Young black college graduate with tuition debt, horizontal

You Shouldn’t Pay For Student Loan Help

Navigating the student loan repayment world can be tricky and stressful, especially if you don’t earn quite what you wanted after graduating. So you are in repayment and need help with your loans, but a company is asking you to pay to get that help when you’re already struggling? Great news: If you’re in that situation, LSS Financial Counseling can…
Read More

Determine the monthly budget for our home

Expense Control: Ideas To Balance Your Budget Without Increasing Income

Examining, reducing, and controlling expenses plays a powerful role in being able to live within your income, save money, and be able to pay for more important things. Lifestyle changes may not be easy, but they really can help to achieve your much bigger goal – a stable financial future! Here are ideas to inspire…
Read More