Managing Credit Through Different Phases Of Life

Happy Friday! We’re flashing back to this post about credit and how to manage credit through different stages of your life. People have different views of credit depending on what’s going on in their lives. How good (or bad) our credit is can affect everything from car insurance rates to getting a job to buying…
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Utilities: What Would We Do Without Them?

Can you imagine life without electricity and heat? During a Minnesota winter we’d be going to bed at 4 pm in December and have to sleep under a pile of smelly bear skins. We take our access to utilities like electricity and heating fuels for granted. But there is a lot happening on the other…
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How To Use Your Tax Refund To Improve Your Finances

If you’re lucky enough to get a tax refund, it’s best to plan out how you’re going to use it. We’re flashing back to this post about 7 smart ways to use your refund. Tax time can be a nice time of year for many struggling homes. Playing catch up or getting ahead can be…
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Tips For Getting A Roommate To Increase Income

I’m married and besides my spouse, I’ve had 2 separate roommates over the years. One stayed in an extra room for about a year and the other for about 3 years. If you’re thinking about getting a roommate to increase income, here are the pros and cons to weigh first. Pros: Increased income More disposable…
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