Hello friends! I have yet another amazing testimonial to share. This is one of my absolute favorites. I will never forget the day I spoke with Tom and heard his story. He was a hard worker and an amazing dad. I had tears in my eyes as he told me about the struggles of raising 3 daughters and managing his finances. We all know what it feels like to be overwhelmed by a situation. Whether it be finances or work or life in general.
Here is Tom’s story:
I went through a divorce in 2002 and obtained custody of my three young daughters. Going from a two income household to one was a huge change for me, especially with three kids. The expenses associated with being a single parent started piling up and I got to the point where every bill went on my credit card. Medical debt, car breaking down, etc. I soon built up over $30,000 in credit card debt. I started looking for some sort of solution with my problem because while I was able to make all the payments, I started to notice the strain. And watching the interest build up was sickening. I eventually started working three jobs. I managed a mattress store during the day (10 am to 9 pm) and then I would make deliveries three days a week after work. I would literally strap a mattress to the top of my car for a delivery. I was willing to do whatever it took to stay current on my bills and pay off my debt. I eventually added a third job. I would get up a 1:45 am five days a week and deliver newspapers. I finally realized I was doing all of this and it wasn’t working. At this point the credit card companies began raising my interest rates.
I felt like everything was spinning out of control.
I was getting to the point where I would need to do something drastic…like bankruptcy. And I didn’t want to. I wanted to pay off my debt. And I began seeing all of the slimy bankruptcy commercials for the bad places and I knew it wasn’t for me. They were in it for themselves and not to help people like me. And I also had amazing credit because I had never been late on a payment and I did not want to mess that up.