I am so excited to share our latest testimonial with you from a couple from Minnesota. Mike and Carol came to us in March 2010 and are just a few payments away from paying off their credit card debt! They started a Debt Management Plan in May 2010 with over $17,000 in credit card debt. Their story is amazing. They give me inspiration! Here is their story.
This may sound like an odd analogy but I compare having debt to a dog having wood ticks. They start out small and you don’t even notice them and before you know it you have more than one. Then they get bigger and you can manage them for a while, but soon it’s unbearable. My husband and I got to the point where we felt like we were covered in ticks. The phone wouldn’t stop ringing. We sold our house, gave up our car and were barely getting by. Everyone was demanding money and there was no way we could make everyone happy. We felt like failures. Then, we found LSS and started a Debt Management Plan.
This is our experience:
Our story really starts in 2009 with the economic downturn. My husband and I were self employed and we found that we were losing ground quickly. We were making all of our payments and basically just ‘surviving.’ We decided to rent out our home and were able to make the mortgage payments, but then something else would give. And as a result we ran up our credit card balances. We could pay one but not the other. With a heavy heart we decide to list our house for sale. Thankfully it sold in just a few short days. This was a big monthly payment off our chests and we regrouped. Finally, we hit the wall again. We knew something had to give.