Determine the monthly budget for our home

How To Thrive On Fluctuating Income

It’s time to flashback to this post from 2013 about how to plan for income that varies or is seasonal. Read on for 4 tips to thrive. One of the most difficult challenges for families with fluctuating income is how to pay all their bills during the lean months. Income may vary due to self-employment, earning commissions…
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The love of money

How To Have A Healthy Relationship With Money

Money. Is it the root of all evil? Maybe. Probably. Either way, unless you’re completely off the grid (which is pretty unlikely), everyone is dependent on money to live. So how do you have a healthy relationship with money when it touches so many aspects of our lives and can cause a lot of stress? Well…
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Office Business people working overtime

No Time To Deal With Finances? We Can Help

Are you putting off dealing with your finances because it feels like you don’t have time? If so, our online counseling is the solution. LSS Financial Counseling, a nonprofit organization, offers free budget, debt, and credit counseling. We do offer phone, Skype, or in-person sessions at several locations, but here’s why online counseling is perfect for people…
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Expenses That Are Worth The Money

Here’s a throwback post from April 2013 that talks about 5 expenses that you shouldn’t skimp on. Trying to cover all your living costs plus save for emergencies and retirement can be a daunting task. Sometimes the challenge is downright overwhelming. Being frugal can help, but don’t confuse being cheap with frugality. Being frugal means using…
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cable cut over money

How Ditching Cable Can Improve Your Life

Whether you have cable or dish, monthly payments for this service are usually expensive. They might lure you in with free movie channels and a reduced payment for the first 3-6 months, but then after that it seems like your bill almost doubles. It’s not uncommon to pay $150 or more for TV. Even if…
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