How To Pay For Unexpected Expenses When You’re Broke

If only we could predict the future and know when an expense is going to pop up. Since that’s not possible, here’s a flashback Friday post on how to afford an emergency expense when you’re broke. How many times has something gone wrong and you have no money in your pockets to fix the problem?…
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budget-friendly hobbies

6 Budget-Friendly Hobbies

Whether you’re trying to save more money for emergencies or retirement or pay off debt, the first expenses that tend to be cut are the fun things. You might cut back on going out with friends, travel, or dining out. It’s the smart thing to do and commendable that you’re willing to make sacrifices, but…
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3 Things You’ll Learn After Paying Off Your Credit Cards

I started out with LSS as a Financial Counselor and met with people from a variety of situations, debt balances, and income levels. While I don’t counsel anymore, I receive testimonials from the people we serve and get to hear what getting out of debt meant to them. Not to mention, I hear from counselors…
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10 Signs You May Be An Underearner

It’s not January, but we’re flashing back this Friday to Shannon’s post from a few years back about under-earning. If some or all of the characteristics below apply to you, you may be an underearner.  We survived 2012 and the New Year is upon us! There is something exciting about a new year…a fresh start!…
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How NOT To Use Credit Cards

I have a credit card that I use every once in a while. This particular credit card company (that shall remain nameless) sent me an email this week explaining four major perks of having this credit card. They even stated that my card is a “powerful financial tool”. Credit cards definitely come in handy sometimes,…
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