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How To Save Money On Date Night

Looking for cheap date night or day ideas? Then this flashback Friday post is for you. Enjoy! Living paycheck to paycheck with no real relief in sight is a reality for many people in this distressed economy. Mortgage, kids, and gas all come before fun when payday arrives. It can be hard to find entertainment money,…
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Do You Let Your Expenses Rise To Meet Your Income?

A while back at our Financial Counselor meeting, I heard the phrase, “Expenses rise to meet income.” My first reaction was, “Well, they don’t have to.” And next, “I don’t do that.” The phrase stuck with me and I thought about it more. I had to be honest with myself—even a pathologically frugal person like…
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How Nonprofit Housing Counseling Can Help

Most of us don’t anticipate a job loss, an injury, major medical bills, or maybe even a reduction in hours at work. When something like this happens it can be devastating to families. If it’s happened to you and you’re not sure how you’re going to make your next mortgage payment, help is out there.…
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Are The Holidays Stressing You Out?

The holidays aren’t always fun and games for everyone; they can be stressful for a variety of reasons. Here’s a Flashback Friday post on how to manage holiday stress. Thanksgiving is over and Christmas will be here before you know it. The holidays can be stressful enough without the added pressure of less time to…
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How You Can Stop Being Broke All The Time

“I just got paid and I’m already broke.” Does that sound familiar? There are tons of memes that revolve around that first sentence; that’s how you can tell it’s a widespread and shared problem. However, it is possible to get out of that vicious cycle. Here’s what to do: Set a SMART goal First, determine…
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